Service & Software

Global Cards and Payments Market Research Report 2025

The global market for Cards and Payments was valued at US$ 74950 million in the year 2024 and is projected to reach a revised size of US$ 176450 million by 2031, growing at a CAGR of 13.2% during the forecast period.
Cards payment is one of non-cash payments services in modern payment system. Non-cash payments included credit transfers, direct debits, card payments with cards issued by resident payment service providers, e-money payments, cheques and other payment services. Cards payment in this report include the Prepaid debit card, Non-prepaid debit card and Credit card.
The Asia-Pacific is the largest market with more than 55% market share, followed by North America and Europe.
The bank card payment industry has a relatively high degree of concentration, with the top three manufacturers having a combined market share of nearly 95%. The key vendors are China UnionPay, Visa, MasterCard, American Express, Discover and JCB etc.
This report aims to provide a comprehensive presentation of the global market for Cards and Payments, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Cards and Payments.
The Cards and Payments market size, estimations, and forecasts are provided in terms of and revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. This report segments the global Cards and Payments market comprehensively. Regional market sizes, concerning products by Type, by Application, and by players, are also provided.
For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.
The report will help the Cards and Payments companies, new entrants, and industry chain related companies in this market with information on the revenues for the overall market and the sub-segments across the different segments, by company, by Type, by Application, and by regions.
Market Segmentation
By Company
China UnionPay
Visa
MasterCard
American Express
Discover
JCB
Segment by Type
Credit Card
Debit Card
Prepaid Card
Segment by Application
Online
Offline
By Region
North America
United States
Canada
Asia-Pacific
China
Japan
South Korea
Southeast Asia
India
Australia
Rest of Asia
Europe
Germany
France
U.K.
Italy
Russia
Nordic Countries
Rest of Europe
Latin America
Mexico
Brazil
Rest of Latin America
Middle East & Africa
Turkey
Saudi Arabia
UAE
Rest of MEA
Chapter Outline
Chapter 1: Introduces the report scope of the report, executive summary of different market segments (by Type, by Application, etc), including the market size of each market segment, future development potential, and so on. It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 2: Introduces executive summary of global market size, regional market size, this section also introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry, and the analysis of relevant policies in the industry.
Chapter 3: Detailed analysis of Cards and Payments company competitive landscape, revenue market share, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides the analysis of various market segments by Type, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 5: Provides the analysis of various market segments by Application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 6, 7, 8, 9, 10: North America, Europe, Asia Pacific, Latin America, Middle East and Africa segment by country. It provides a quantitative analysis of the market size and development potential of each region and its main countries and introduces the market development, future development prospects, market space, and capacity of each country in the world.
Chapter 11: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product sales, revenue, price, gross margin, product introduction, recent development, etc.
Chapter 12: The main points and conclusions of the report.
1 Report Overview
1.1 Study Scope
1.2 Market Analysis by Type
1.2.1 Global Cards and Payments Market Size Growth Rate by Type: 2020 VS 2024 VS 2031
1.2.2 Credit Card
1.2.3 Debit Card
1.2.4 Prepaid Card
1.3 Market by Application
1.3.1 Global Cards and Payments Market Growth by Application: 2020 VS 2024 VS 2031
1.3.2 Online
1.3.3 Offline
1.4 Assumptions and Limitations
1.5 Study Objectives
1.6 Years Considered
2 Global Growth Trends
2.1 Global Cards and Payments Market Perspective (2020-2031)
2.2 Global Cards and Payments Growth Trends by Region
2.2.1 Global Cards and Payments Market Size by Region: 2020 VS 2024 VS 2031
2.2.2 Cards and Payments Historic Market Size by Region (2020-2025)
2.2.3 Cards and Payments Forecasted Market Size by Region (2026-2031)
2.3 Cards and Payments Market Dynamics
2.3.1 Cards and Payments Industry Trends
2.3.2 Cards and Payments Market Drivers
2.3.3 Cards and Payments Market Challenges
2.3.4 Cards and Payments Market Restraints
3 Competition Landscape by Key Players
3.1 Global Top Cards and Payments Players by Revenue
3.1.1 Global Top Cards and Payments Players by Revenue (2020-2025)
3.1.2 Global Cards and Payments Revenue Market Share by Players (2020-2025)
3.2 Global Cards and Payments Market Share by Company Type (Tier 1, Tier 2, and Tier 3)
3.3 Global Key Players Ranking by Cards and Payments Revenue
3.4 Global Cards and Payments Market Concentration Ratio
3.4.1 Global Cards and Payments Market Concentration Ratio (CR5 and HHI)
3.4.2 Global Top 10 and Top 5 Companies by Cards and Payments Revenue in 2024
3.5 Global Key Players of Cards and Payments Head office and Area Served
3.6 Global Key Players of Cards and Payments, Product and Application
3.7 Global Key Players of Cards and Payments, Date of Enter into This Industry
3.8 Mergers & Acquisitions, Expansion Plans
4 Cards and Payments Breakdown Data by Type
4.1 Global Cards and Payments Historic Market Size by Type (2020-2025)
4.2 Global Cards and Payments Forecasted Market Size by Type (2026-2031)
5 Cards and Payments Breakdown Data by Application
5.1 Global Cards and Payments Historic Market Size by Application (2020-2025)
5.2 Global Cards and Payments Forecasted Market Size by Application (2026-2031)
6 North America
6.1 North America Cards and Payments Market Size (2020-2031)
6.2 North America Cards and Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031
6.3 North America Cards and Payments Market Size by Country (2020-2025)
6.4 North America Cards and Payments Market Size by Country (2026-2031)
6.5 United States
6.6 Canada
7 Europe
7.1 Europe Cards and Payments Market Size (2020-2031)
7.2 Europe Cards and Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031
7.3 Europe Cards and Payments Market Size by Country (2020-2025)
7.4 Europe Cards and Payments Market Size by Country (2026-2031)
7.5 Germany
7.6 France
7.7 U.K.
7.8 Italy
7.9 Russia
7.10 Nordic Countries
8 Asia-Pacific
8.1 Asia-Pacific Cards and Payments Market Size (2020-2031)
8.2 Asia-Pacific Cards and Payments Market Growth Rate by Region: 2020 VS 2024 VS 2031
8.3 Asia-Pacific Cards and Payments Market Size by Region (2020-2025)
8.4 Asia-Pacific Cards and Payments Market Size by Region (2026-2031)
8.5 China
8.6 Japan
8.7 South Korea
8.8 Southeast Asia
8.9 India
8.10 Australia
9 Latin America
9.1 Latin America Cards and Payments Market Size (2020-2031)
9.2 Latin America Cards and Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031
9.3 Latin America Cards and Payments Market Size by Country (2020-2025)
9.4 Latin America Cards and Payments Market Size by Country (2026-2031)
9.5 Mexico
9.6 Brazil
10 Middle East & Africa
10.1 Middle East & Africa Cards and Payments Market Size (2020-2031)
10.2 Middle East & Africa Cards and Payments Market Growth Rate by Country: 2020 VS 2024 VS 2031
10.3 Middle East & Africa Cards and Payments Market Size by Country (2020-2025)
10.4 Middle East & Africa Cards and Payments Market Size by Country (2026-2031)
10.5 Turkey
10.6 Saudi Arabia
10.7 UAE
11 Key Players Profiles
11.1 China UnionPay
11.1.1 China UnionPay Company Details
11.1.2 China UnionPay Business Overview
11.1.3 China UnionPay Cards and Payments Introduction
11.1.4 China UnionPay Revenue in Cards and Payments Business (2020-2025)
11.1.5 China UnionPay Recent Development
11.2 Visa
11.2.1 Visa Company Details
11.2.2 Visa Business Overview
11.2.3 Visa Cards and Payments Introduction
11.2.4 Visa Revenue in Cards and Payments Business (2020-2025)
11.2.5 Visa Recent Development
11.3 MasterCard
11.3.1 MasterCard Company Details
11.3.2 MasterCard Business Overview
11.3.3 MasterCard Cards and Payments Introduction
11.3.4 MasterCard Revenue in Cards and Payments Business (2020-2025)
11.3.5 MasterCard Recent Development
11.4 American Express
11.4.1 American Express Company Details
11.4.2 American Express Business Overview
11.4.3 American Express Cards and Payments Introduction
11.4.4 American Express Revenue in Cards and Payments Business (2020-2025)
11.4.5 American Express Recent Development
11.5 Discover
11.5.1 Discover Company Details
11.5.2 Discover Business Overview
11.5.3 Discover Cards and Payments Introduction
11.5.4 Discover Revenue in Cards and Payments Business (2020-2025)
11.5.5 Discover Recent Development
11.6 JCB
11.6.1 JCB Company Details
11.6.2 JCB Business Overview
11.6.3 JCB Cards and Payments Introduction
11.6.4 JCB Revenue in Cards and Payments Business (2020-2025)
11.6.5 JCB Recent Development
12 Analyst's Viewpoints/Conclusions
13 Appendix
13.1 Research Methodology
13.1.1 Methodology/Research Approach
13.1.1.1 Research Programs/Design
13.1.1.2 Market Size Estimation
13.1.1.3 Market Breakdown and Data Triangulation
13.1.2 Data Source
13.1.2.1 Secondary Sources
13.1.2.2 Primary Sources
13.2 Author Details
13.3 Disclaimer
List of Tables
Table 1. Global Cards and Payments Market Size Growth Rate by Type (US$ Million): 2020 VS 2024 VS 2031
Table 2. Key Players of Credit Card
Table 3. Key Players of Debit Card
Table 4. Key Players of Prepaid Card
Table 5. Global Cards and Payments Market Size Growth by Application (US$ Million): 2020 VS 2024 VS 2031
Table 6. Global Cards and Payments Market Size by Region (US$ Million): 2020 VS 2024 VS 2031
Table 7. Global Cards and Payments Market Size by Region (2020-2025) & (US$ Million)
Table 8. Global Cards and Payments Market Share by Region (2020-2025)
Table 9. Global Cards and Payments Forecasted Market Size by Region (2026-2031) & (US$ Million)
Table 10. Global Cards and Payments Market Share by Region (2026-2031)
Table 11. Cards and Payments Market Trends
Table 12. Cards and Payments Market Drivers
Table 13. Cards and Payments Market Challenges
Table 14. Cards and Payments Market Restraints
Table 15. Global Cards and Payments Revenue by Players (2020-2025) & (US$ Million)
Table 16. Global Cards and Payments Market Share by Players (2020-2025)
Table 17. Global Top Cards and Payments Players by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Cards and Payments as of 2024)
Table 18. Ranking of Global Top Cards and Payments Companies by Revenue (US$ Million) in 2024
Table 19. Global 5 Largest Players Market Share by Cards and Payments Revenue (CR5 and HHI) & (2020-2025)
Table 20. Global Key Players of Cards and Payments, Headquarters and Area Served
Table 21. Global Key Players of Cards and Payments, Product and Application
Table 22. Global Key Players of Cards and Payments, Date of Enter into This Industry
Table 23. Mergers & Acquisitions, Expansion Plans
Table 24. Global Cards and Payments Market Size by Type (2020-2025) & (US$ Million)
Table 25. Global Cards and Payments Revenue Market Share by Type (2020-2025)
Table 26. Global Cards and Payments Forecasted Market Size by Type (2026-2031) & (US$ Million)
Table 27. Global Cards and Payments Revenue Market Share by Type (2026-2031)
Table 28. Global Cards and Payments Market Size by Application (2020-2025) & (US$ Million)
Table 29. Global Cards and Payments Revenue Market Share by Application (2020-2025)
Table 30. Global Cards and Payments Forecasted Market Size by Application (2026-2031) & (US$ Million)
Table 31. Global Cards and Payments Revenue Market Share by Application (2026-2031)
Table 32. North America Cards and Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031
Table 33. North America Cards and Payments Market Size by Country (2020-2025) & (US$ Million)
Table 34. North America Cards and Payments Market Size by Country (2026-2031) & (US$ Million)
Table 35. Europe Cards and Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031
Table 36. Europe Cards and Payments Market Size by Country (2020-2025) & (US$ Million)
Table 37. Europe Cards and Payments Market Size by Country (2026-2031) & (US$ Million)
Table 38. Asia-Pacific Cards and Payments Market Size Growth Rate by Region (US$ Million): 2020 VS 2024 VS 2031
Table 39. Asia-Pacific Cards and Payments Market Size by Region (2020-2025) & (US$ Million)
Table 40. Asia-Pacific Cards and Payments Market Size by Region (2026-2031) & (US$ Million)
Table 41. Latin America Cards and Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031
Table 42. Latin America Cards and Payments Market Size by Country (2020-2025) & (US$ Million)
Table 43. Latin America Cards and Payments Market Size by Country (2026-2031) & (US$ Million)
Table 44. Middle East & Africa Cards and Payments Market Size Growth Rate by Country (US$ Million): 2020 VS 2024 VS 2031
Table 45. Middle East & Africa Cards and Payments Market Size by Country (2020-2025) & (US$ Million)
Table 46. Middle East & Africa Cards and Payments Market Size by Country (2026-2031) & (US$ Million)
Table 47. China UnionPay Company Details
Table 48. China UnionPay Business Overview
Table 49. China UnionPay Cards and Payments Product
Table 50. China UnionPay Revenue in Cards and Payments Business (2020-2025) & (US$ Million)
Table 51. China UnionPay Recent Development
Table 52. Visa Company Details
Table 53. Visa Business Overview
Table 54. Visa Cards and Payments Product
Table 55. Visa Revenue in Cards and Payments Business (2020-2025) & (US$ Million)
Table 56. Visa Recent Development
Table 57. MasterCard Company Details
Table 58. MasterCard Business Overview
Table 59. MasterCard Cards and Payments Product
Table 60. MasterCard Revenue in Cards and Payments Business (2020-2025) & (US$ Million)
Table 61. MasterCard Recent Development
Table 62. American Express Company Details
Table 63. American Express Business Overview
Table 64. American Express Cards and Payments Product
Table 65. American Express Revenue in Cards and Payments Business (2020-2025) & (US$ Million)
Table 66. American Express Recent Development
Table 67. Discover Company Details
Table 68. Discover Business Overview
Table 69. Discover Cards and Payments Product
Table 70. Discover Revenue in Cards and Payments Business (2020-2025) & (US$ Million)
Table 71. Discover Recent Development
Table 72. JCB Company Details
Table 73. JCB Business Overview
Table 74. JCB Cards and Payments Product
Table 75. JCB Revenue in Cards and Payments Business (2020-2025) & (US$ Million)
Table 76. JCB Recent Development
Table 77. Research Programs/Design for This Report
Table 78. Key Data Information from Secondary Sources
Table 79. Key Data Information from Primary Sources
Table 80. Authors List of This Report


List of Figures
Figure 1. Cards and Payments Picture
Figure 2. Global Cards and Payments Market Size Comparison by Type (2020-2031) & (US$ Million)
Figure 3. Global Cards and Payments Market Share by Type: 2024 VS 2031
Figure 4. Credit Card Features
Figure 5. Debit Card Features
Figure 6. Prepaid Card Features
Figure 7. Global Cards and Payments Market Size by Application (2020-2031) & (US$ Million)
Figure 8. Global Cards and Payments Market Share by Application: 2024 VS 2031
Figure 9. Online Case Studies
Figure 10. Offline Case Studies
Figure 11. Cards and Payments Report Years Considered
Figure 12. Global Cards and Payments Market Size (US$ Million), Year-over-Year: 2020-2031
Figure 13. Global Cards and Payments Market Size, (US$ Million), 2020 VS 2024 VS 2031
Figure 14. Global Cards and Payments Market Share by Region: 2024 VS 2031
Figure 15. Global Cards and Payments Market Share by Players in 2024
Figure 16. Global Top Cards and Payments Players by Company Type (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Cards and Payments as of 2024)
Figure 17. The Top 10 and 5 Players Market Share by Cards and Payments Revenue in 2024
Figure 18. North America Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 19. North America Cards and Payments Market Share by Country (2020-2031)
Figure 20. United States Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 21. Canada Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 22. Europe Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 23. Europe Cards and Payments Market Share by Country (2020-2031)
Figure 24. Germany Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 25. France Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 26. U.K. Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 27. Italy Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 28. Russia Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 29. Nordic Countries Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 30. Asia-Pacific Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 31. Asia-Pacific Cards and Payments Market Share by Region (2020-2031)
Figure 32. China Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 33. Japan Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 34. South Korea Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 35. Southeast Asia Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 36. India Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 37. Australia Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 38. Latin America Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 39. Latin America Cards and Payments Market Share by Country (2020-2031)
Figure 40. Mexico Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 41. Brazil Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 42. Middle East & Africa Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 43. Middle East & Africa Cards and Payments Market Share by Country (2020-2031)
Figure 44. Turkey Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 45. Saudi Arabia Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 46. UAE Cards and Payments Market Size YoY Growth (2020-2031) & (US$ Million)
Figure 47. China UnionPay Revenue Growth Rate in Cards and Payments Business (2020-2025)
Figure 48. Visa Revenue Growth Rate in Cards and Payments Business (2020-2025)
Figure 49. MasterCard Revenue Growth Rate in Cards and Payments Business (2020-2025)
Figure 50. American Express Revenue Growth Rate in Cards and Payments Business (2020-2025)
Figure 51. Discover Revenue Growth Rate in Cards and Payments Business (2020-2025)
Figure 52. JCB Revenue Growth Rate in Cards and Payments Business (2020-2025)
Figure 53. Bottom-up and Top-down Approaches for This Report
Figure 54. Data Triangulation
Figure 55. Key Executives Interviewed
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